American Council of Life Insurers (ACLI)
The American Council of Life Insurers (ACLI) is a prominent life insurance-related trade association based in Washington, D.C. It plays a crucial role in representing the life insurance industry, offering valuable resources and data to its members and the public.
Address
The American Council of Life Insurers 101 Constitution Avenue NW Washington, DC 20001-2133 Phone: 202-624-2000 www.acli.com
Mission and Services
ACLI serves its members by promoting a stable and ethical industry that consumers can trust. It represents 280 legal reserve life insurers, responsible for 95% of industry’s total assets. The organization provides a wide range of services:
- Data Collection and Analysis: ACLI offers comprehensive historical data on interest rates and loan terms for commercial property mortgages, giving members insights into market trends and financial benchmarks.
- Advocacy: They champion laws and policies that protect consumers and foster the growth of the life insurance sector.
- Education and Training: Documenting and promoting industry best practices, ACLI creates educational programs for continuing education in life insurance.
- Research: Providing members with in-depth studies and reports on issues affecting the life insurance market, supporting informed decision-making.
Importance of ACLI Historical Data
Historical data on interest rates and loan terms for commercial property mortgages is invaluable for researchers, insurers, and policymakers. This data helps track economic shifts and make projections, supporting sound decisions and risk management strategies.
Examples of ACLI’s Impact
- Interest Rate Reports: ACLI’s detailed interest rate reports have helped numerous insurance companies optimize their portfolio by making informed investment choices.
- Legislative Success: Through advocacy, ACLI has successfully lobbied for consumer protection laws, ensuring fair interest rates and transparent loan terms for policyholders.
Frequently Asked Questions (FAQs)
Q1: What is the American Council of Life Insurers (ACLI)?
A1: The ACLI is a trade association representing the life insurance industry in the United States, providing data, advocacy, education, and research to its members.
Q2: Where is ACLI located?
A2: ACLI’s headquarters is located at 101 Constitution Avenue NW, Washington, DC 20001-2133.
Q3: What types of data does ACLI offer?
A3: ACLI offers historical data on interest rates and loan terms for commercial property mortgages, among other financial information.
Q4: How does ACLI support the life insurance industry?
A4: ACLI supports the industry through advocacy for consumer-friendly laws, educational programs, and comprehensive industry analyses.
Related Terms: life insurance, trade association, commercial mortgages, interest rates.
