Understanding Your Rights Under The Federal Fair Housing Act
What is the Federal Fair Housing Act?
The Federal Fair Housing Act is a seminal piece of legislation passed in 1968, as part of the Civil Rights Act, designed to prevent discrimination in the renting, buying, or financing of homes. This law aims to ensure that all individuals, regardless of race, color, sex, religion, handicap, familial status, or national origin, are given equal opportunity in housing.
Examples of Discrimination Banned by the Act
Here’s a practical example of how the Federal Fair Housing Act operates:
Scenario: A Real Estate Agent’s Discriminatory Response
Broker Abel receives an inquiry from a black couple interested in purchasing a home. Even though there are properties available in predominantly white neighborhoods, Abel claims there are no homes available in these areas. Such behavior could lead to Abel’s prosecution under the Federal Fair Housing Act for engaging in discriminatory practices.
Key Principles of the Federal Fair Housing Act
- Race and Color: Prohibits refusal to sell or rent based on race or skin color.
- Sex: Ensures gender does not influence housing decisions.
- Religion: Bans discrimination based on religious beliefs.
- Handicap: Guarantees that individuals with disabilities are treated equally in housing provisions.
- Familial Status: Protects families with children under the age of 18 as well as pregnant women.
- National Origin: Prohibits exclusion based on the country of origin.
How to Report Housing Discrimination
If you believe you have encountered discrimination covered under the Federal Fair Housing Act, you can file a complaint with the U.S. Department of Housing and Urban Development (HUD). HUD will investigate your claim and take appropriate legal action where necessary.
FAQs on the Federal Fair Housing Act
What types of housing are covered under the Federal Fair Housing Act?
All kinds of residential dwellings, including houses, apartments, and even certain mobile homes, are covered under this Act.
Who is protected under the Federal Fair Housing Act?
The Act protects individuals based on race, color, sex, religion, handicap, familial status, and national origin.
What can I do if I am discriminated against?
You should file a complaint with HUD immediately. The agency will investigate your situation and provide necessary legal assistance.
Can landlords have preferences within the legal boundaries?
Landlords can make decisions based on financial considerations or reliable credit history but cannot deny housing based on the protected classes under the Federal Fair Housing Act.
Related Terms: discrimination, steering, housing market, civil rights act.
