### What is housing discrimination? - [x] The act of disallowing a person or group the right to rent or purchase a residence because of subjective traits like age, race, sex, etc. - [ ] The act of offering a home at a higher price to certain groups - [ ] The act of providing better amenities to specific tenants - [ ] The act of refusing service to tenants due to financial reasons > **Explanation:** Housing discrimination is defined as disallowing a person or group the right to rent or purchase a residence based on subjective traits such as age, race, religion, color, sex, sexual orientation, disability, or status. This practice is illegal and impacts community diversity. ### What traits are often involved in housing discrimination? - [x] Age, race, religion, color, national origin, sex, sexual orientation, disability, or status - [ ] Employment status, height, eye color - [ ] Political affiliation, hobbies, car ownership - [ ] Pet ownership, dietary preferences, travel history > **Explanation:** Housing discrimination typically concerns traits like age, race, religion, color, national origin, sex, sexual orientation, disability, or status. These traits are protected by federal law to ensure equal opportunity in housing. ### Why is housing discrimination considered illegal? - [x] It prohibits diversity and violates fair housing laws. - [ ] It increases rental prices. - [ ] It is less profitable for landlords. - [ ] It causes unnecessary paperwork for property managers. > **Explanation:** Housing discrimination is illegal because it inhibits community diversity and violates federal laws designed to ensure fair and equal access to housing opportunities for everyone. ### What type of criteria should landlords use to determine if someone is qualified to rent or purchase a home? - [x] Objective criteria such as credit rating, income, and job stability - [ ] Subjective criteria such as age and race - [ ] Preferences for certain hobbies or political affiliations - [ ] Recommendations from unrelated previous landlords > **Explanation:** Landlords should use objective criteria like credit rating, income, and job stability to make rental or purchase decisions, as these factors fairly assess an individual's ability to pay. ### Which entity prohibits housing discrimination through federal laws? - [x] The Federal Government - [ ] Individual States - [ ] Private Real Estate Agencies - [ ] Homeowners Associations > **Explanation:** The Federal Government prohibits housing discrimination through laws and regulations to ensure fair housing practices and protect individuals from biases based on protected traits. ### Which of the following could be an example of housing discrimination? - [x] A landlord refusing to rent to someone because of their religion - [ ] Charging higher rent based on the apartment size - [ ] Rejecting a tenant application due to poor credit history - [ ] Offering discounted rent to employees of a certain company > **Explanation:** An example of housing discrimination is when a landlord refuses to rent to someone based on their religion or any other protected trait, instead of an objective criterion like credit history or income. ### What are landlords required to provide regarding potential renters' housing rights? - [x] Certain disclosures about housing rights - [ ] A list of approved demographic groups - [ ] A copy of personal background check - [ ] A history of property owners > **Explanation:** Landlords are legally required to inform potential renters about their housing rights to uphold fair housing standards and ensure renters are aware of the regulations protecting them from discrimination. ### Under which conditions could housing discrimination occur in multi-dwelling residences? - [x] Renting only to individuals within certain demographics - [ ] Offering different layouts in apartments - [ ] Charging different utilities based on usage - [ ] Allowing pets in some units but not others > **Explanation:** Housing discrimination in multi-dwelling residences can occur when property management rents only to certain demographics, thereby excluding groups based on traits like race or religion. This practice is illegal and harms community diversity. ### What legal framework protects individuals from housing discrimination? - [x] Federal laws prohibiting discriminatory practices in housing - [ ] Guidelines issued by Real Estate Agencies - [ ] Local Homeowners Association rules - [ ] State-wide real estate ethics codes > **Explanation:** The legal framework protecting individuals from housing discrimination comprises federal laws designed to prohibit unfair practices in housing and ensure equal opportunity for all individuals, regardless of protected traits. ### Can landlords use subjective data to assess rental or purchase applications legally? - [x] No, using subjective data to assess applications could be considered discrimination. - [ ] Yes, if they deem it necessary for the community. - [ ] Yes, as per their personal preferences. - [ ] No, but they can use subjective data for marketing only. > **Explanation:** Landlords cannot legally use subjective data like age, race, or sex to assess rental or purchase applications as this could be considered discriminatory. They must base decisions on objective criteria such as credit rating and income.